Terms of Use

For the OwnStamp app and the pages of this site about it.Last updated: 10 August 2026

These Terms of Use (the “Terms”) are an agreement between you and P and A LLC (“we”, “us”), a company registered in the Republic of Kazakhstan and trading as Panda LLC, and govern your use of the OwnStamp mobile application (the “App”) and the pages of this website about it. By using the App you agree to these Terms.

Contact: support@pandallc.dev.

1. What OwnStamp is

OwnStamp records purchases from their receipts, tracks return windows, warranties and refunds, reminds you before a deadline passes, and exports what you have recorded as a PDF — a proof of purchase for one item, or an inventory of everything.

2. What OwnStamp is not

It is not a guarantee that you will get a refund, a repair or a payout. Whether a shop accepts a return, a manufacturer honours a warranty, or an insurer pays a claim is decided by them under their own terms and the law where you are. OwnStamp organises your evidence; it does not create an entitlement.

Nothing in the App is legal, financial or insurance advice. The return and warranty periods the App suggests are defaults and estimates, learned from what you entered before or inferred from a category — they are not the actual terms of your purchase. Check the shop’s policy and the manufacturer’s warranty; where they differ from what the App shows, they govern.

3. Reminders are a convenience, not an obligation

Reminders are local notifications scheduled on your device. They can be missed for reasons outside our control: notifications disabled, the device off, the App removed, the operating system deferring or dropping a scheduled notification. We are not responsible for a deadline you miss, and you should not rely on the App as your only safeguard for a deadline that matters financially.

4. Who may use OwnStamp

You must be at least 16 years old. By using the App you confirm that you are.

5. Accuracy is yours

Text recognised from a receipt and the fields parsed from it are produced automatically and can be wrong — a misread total, a wrong date, a merchant name that is nearly right. Review what the App fills in. The accuracy of anything you export is your responsibility, particularly where you send it to an insurer or a manufacturer.

6. Your content

You keep every right in your receipts, photographs, notes and reports. You grant us only the licence needed to store and process them so the App can work for you: to store them, to render your PDFs, and — for a receipt you photograph — to have its recognised text parsed into fields, as described in the Privacy Policy. We do not use your content for anything else, and we do not train models on it.

Do not use the App to store other people’s personal data beyond what a receipt ordinarily contains.

7. Free tier and Pro

  • The App is free for up to 25 items, with every timer, every reminder and search included.
  • Pro is a one-time purchase, not a subscription. It unlocks unlimited items and rooms, the PDF proof of purchase and the full inventory report, and export and backup of your data.
  • Payments are processed by the Apple App Store or Google Play under their terms. We never receive your payment card details.
  • Refunds are handled by Apple and Google under their own policies; we cannot refund a card directly. Nothing here limits refund rights you have under consumer law.
  • Use Restore Purchases in Settings to recover Pro on a new device.
  • Prices may change. A change never applies retroactively to a purchase you have already made. If we later offer additional paid features, Pro keeps what it unlocked when you bought it.

8. Acceptable use

You agree not to:

  • use the App to produce or support a false or fraudulent claim of any kind;
  • alter a receipt, a photograph or an exported document to misrepresent a purchase;
  • reverse-engineer, scrape, or try to gain unauthorised access to the service or its APIs;
  • interfere with the operation of the service, or submit content to the parsing service at a volume or in a manner it is not intended for.

9. Intellectual property

The App, this website, the report design and the report engine belong to P and A LLC or its licensors. We grant you a personal, non-exclusive, non-transferable licence to use the App for your own non-commercial purposes. The documents you export are yours to use as you see fit, including in a claim.

10. Availability and changes

The service is provided “as is” and “as available”, without a warranty of uninterrupted or error-free operation. We may change, add or remove features, and we may suspend or discontinue the service. Because your data matters more than our roadmap, export and backup remain available to Pro users for as long as the App runs, and we will give reasonable notice before discontinuing the service.

11. Limitation of liability

To the maximum extent permitted by law, P and A LLC is not liable for indirect, incidental or consequential damages, nor for a refused return, a rejected warranty claim, a declined insurance claim, or a deadline that passed — see sections 2, 3 and 5. Nothing here excludes or limits liability that cannot be excluded by law, or your mandatory rights as a consumer where you live.

12. Termination

You may stop using the App and delete your data at any time — see the data deletion page. We may suspend or end access that breaches these Terms. Sections that by their nature should survive — including 2, 9 and 11 — survive termination.

13. Governing law

These Terms are governed by the law of the Republic of Kazakhstan. If you are a consumer in the European Union, or in another jurisdiction with mandatory consumer protections, you keep the protections of the law where you live, and nothing here deprives you of them.

14. Changes to these Terms

We may update these Terms as the service changes. The date at the top reflects the latest revision. Continuing to use the App after a change takes effect means you accept the updated Terms.